Innovative Benefit Solutions Health Insurance

Welcome to Innovative Benefit Solutions
We are independent agents that specialize in group and individual health, dental, life and disability insurance plans and coverage. We also work with employers to design comprehensive benefit packages for their employees. Our company was formed by Joni Waldych in 1998 after 10 years of working in the benefits and insurance field. In 2006, we expanded our service area and moved to our new location in West Ocean City, Maryland.

With our background in all aspects of the health insurance industry, employee benefit plans and administration, we help customers find affordable health plans, stay up to date with insurance regulations and aviod the rising costs to find the most affordable and protective insurance and benefits coverage possible.

We work closely with our clients and insurers and place great value on personal contact

Coverage and services we offer:

Health
Dental
Life
Disability
Compliance Support

Employee Enrollment Meetings
Benefits Administration
Self Insured Plans

Consumer Directed Health Plans (Health Savings Accounts, Health Reimbursement Arrangements & Flexible Spending Accounts)

Voluntary Benefits

Medicare Supplement and Medicare Part D

If you have not met us, we serve all of Maryland, Delaware, DC and Virginia.