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Welcome to Innovative Benefit Solutions
With locations in Ocean City and Towson, Maryland, Innovative Benefit Solutions provides group and individual health insurance, dental, Medicare supplement, life and disability plans to all of Maryland, DC, Delaware and Virginia. We help our customers to find affordable health plans, to stay up to date with changing insurance regulations and to avoid the rising costs of insurance and benefits coverage. We also work with employers to design comprehensive benefit packages for their employees. 

Joni Waldych, our principal owner, has over 20 years of managing Insurance Services, Benefits, Human Resource and Payroll. Following her model of first listening to clients’ specific needs, then researching and implementing best practical solutions, Innovative Benefit Solutions works closely with both clients and insurers as a total benefits resource.  We work to maximize clients’ return on investment, enhance perceived value of benefits among employees and provide peace of mind with experienced guidance. 

At Innovative Benefit Solutions, we know that the decisions made about life and health insurance benefits affect you, your employees and your business. We work diligently and with integrity to provide the very best solutions and service to all our customers. Call us today to put our experience to work for you!